A reminder, I think, that those that bought into the oft trotted line that our regulatory regime set Australia apart from the rest of the world, have been living in a fools paradise.
We are first and foremost humans, and a very distant second Australians. We respond to incentives as they do in Europe the US or China. We forget that at our peril.
Ann: IOOF response to APRA notice and action, page-128
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