Ann: Investor Update - FY17 Results Presentation, page-30

Put simply I haven't even heard of the most of the apps that YNB owns let alone actually used one of them. Looking at their 'great' revenue numbers it would appear their growth is slowing..well before + cashflow or profitability. They might be global but their in pretty crowed global markets which might explain why their growth is slowing. As I said, I spent about 15mins on website and Annual Return to form that view so stand to be corrected.

RNT on other hand provides a pretty basic service that >30% of population needs to use, I could go on from there. I only have capital available for one of these and right now its RNT.