It varies depending on the individual borrower for car loans, I'd imagine it would be between 20-30% P/A. You could always call the company for a general quote on a car loan.
The 48% is for personal loans, or 4% per month.
Overall, MNY generated an return on capital of 15% in FY17 on it's assets after costs, provisions, interest and tax. (Commsec)
MNY Price at posting:
$1.80 Sentiment: Buy Disclosure: Held