Nice one Tarvold, it's always nice having one or two of those in...

Nice one Tarvold, it's always nice having one or two of those in ones portfolio. I've been happy with my holding and with DRP my entry price is much higher than yours ($1.41). The one thing that makes me nervous is the financial enquiry and commentary on problematic lending practices in the secured auto market. MNY's announcements state that they check a number of pieces of information regarding serviceability criteria, so that's some comfort, but regulation or an adverse finding in that area is the thing that scares me the most (in fact presently more than a macro down turn).