Well the majority are hardly going to take their money to Westpac/BT (or any bank's financial planner) or AMP, just because the fees are slightly lower.
BTW - My metric I mentioned earlier is a weighted net flow metric, not weighted FUM. Net flows of platform weighted at .37%, Inv Mng @ 0.16%, Advice @ 0.12% to generate a weighted net flow number. It may be that I need to update the fee %s.
Ann: FUMAS for period ended 30 June 2018 and ANZ Wealth update, page-9
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