I think the result is pretty good. I wasn't sure if we'd see a...

I think the result is pretty good. I wasn't sure if we'd see a dividend before next year based on previous signals so whilst modest, I guess it's on the early side re my expectations at least. I think they should benefit from a rising rates environment in the UK and they are still cost-cutting so there could still be some upside in this. I'm happy to stay on board and see where it goes, seems a well run business.