Everything gets sold in a proper crisis! No exceptions. NST...

Everything gets sold in a proper crisis! No exceptions. NST might be sold down less, so you might get some relative performance benefits. Depends what POG does.

The only thing you want in a crisis is cash. That's why it usually pays to have a little (or a lot) in reserve to capitalise on any crisis that may evolve.

It's not usually a good idea to be fully invested in stocks at the peak of a bull market. Although, you will be feeling pretty great because performance in the prior 1-5 years would have been stellar, so why would that change??

A little history in one picture We are late in the bull market, but who knows what will kill it, or when?