Ann: Chairman's Address to Shareholders, page-38

With great respect I don't believe you. You are not a holder; you constantly advise to sell and you apparently are a builder. It's about time you got some pushback. IMHO you have an obvious ulterior motive and your GOOD LUCK TO HOLDERS is about as sincere as a Trump denial. I just don't believe you. You are more or less saying our company is a Ponzi scam. I do not believe it is a scam. You dost protest too much.

Have a lovely day- you appear to have a lot of spare time to enjoy it. Here is a suggestion go and research the moon landing conspiracy theories. I personally think they did land on the moon and also that the Pivacs will overcome the difficulties.