qttheone,you are not alone.Have a look at the link below. and...

qttheone,you are not alone.Have a look at the link below.  and then after you chose a couple read about them, check out management history,strike rate for hitting their predictions and  their historical payouts, read latest announcements for any hidden nasties. are divvies being paid from profit or borrowings is a biggy imo  ?
scratch your head and start again
.......personally i think the big four banks are too expensive atm and the second tier have more options for cap growth...i hold most of the banks but have for a while so my cost price better than offered now.
their are dedicated threads for the banks so read all ya can there. good luck matey.hth

http://www.sharedividends.com.au/viewStory/Dividend Yield Scanner