APT Average order is $100, SPT Average order is $1000. Looks...

APT Average order is $100, SPT Average order is $1000. Looks like target customers of SPT are mostly young working professionals with income rather than millennials. Growth is solid. Only concern is lack of focus on geography. As a business they should build up a big home market like APT rather than spread over 27 countries, IMO. But from Mastercard and Visa standpoint they will prefer wide geo spread. SPT looks like a good acquisition target for Visa when they realize they need to compete with APT and other virtual wallets.