Seems I wasn't too far off the money on this one...
https://hotcopper.com.au/threads/agm.3859694/page-35?post_id=29165093#.WiCJbBmubqA
I'm fairly confident I'll be pushing a reasonable level of 'disposal income' into VLA over the next 12 months...
GLTAH & DYOR as always...
ML