macquarie was in YBR basically selling its lending product through YBR, given its failured attempt and exit the mortgage market after GFC, i double failure leads to success.
at core, much less people, especially younger generation, use broker any more, and banks pay less trailing fees to brokers as well, so the broker model is dead especially needs to makeup money to cover Boris and his son pay.
Ann: Appendix 4E and Annual Report to shareholders-YBR.AX, page-21
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