Ann: Appendix 4C - Quarterly, page-6

Please excuse my ignorance but I don't really understand what this consolidation means. Can someone explain for me ? Is it a good thing?
 It concerns me that the best loan they can get is at the rate of 18%. however its positive that they have committed to complete it within 12 months.  There seem to be more lowlights than highlights for Q2 2019.
There are a lot of concerns but the fresh blood seems to be shaking things up so I have my fingers crossed.
If someone could help me with the initial question I would be really grateful. I am a relative newbie and I am not sure whether I should run or battern down the hatches