Ann: Appendix 4C - quarterly, page-13

Beyond the existing revenue streams, one aspect of future growth that seems to be possibly undervalued is their role in relationship to The Stellar Network, and the fact that as stated in 17/04 announcement, transactions will commence in May. Given that IBM have selected to partner with Stellar, have relationships with world's major banks - and central banks - and that 90% of the world's financial transactions are processed on IBM mainframes, there appears to be significant upside if the proposed cross-border payment systems do get up and running.

I found the following presentation quite fascinating, especially the Q&A at the end from around the 40-minute mark, and specifically where they address the role of intermediaries, and remittance companies like Novatti:



IBM VP Confirms Stellar Lumens Will Be Used as Bridge Asset

Would be interested to hear any thoughts on potential of all this, and whether NOV stand to benefit from integration. In the company's own words from the announcement “Completing the integration of Novatti’s Payments Platform into Stellar’s network lays the foundations to build future high-growth revenue streams driven by transactions across the blockchain network. We are focussed on leveraging our strong relationship with Stellar to securing additional agreements with its partner network to drive high growth revenue streams in the payments and billing space, driven by growing transactions processing.”