Ann: Annual Report to shareholders, page-2

First time I've seen them directly address the regulation risk.

From the annual report.

Regulations
Money3 is aware the government has proposed regulatory changes for Small Amount Credit Contracts and the commissions payable to finance brokers that may influence operations. We have considered the relevant regulations and reviews and find many have little to impact on the operations of Money3. We have, where necessary made adjustments to the operations to ensure these changes if introduced have immaterial impact to our financial results.