Reading through the whole presentation the turnaround in the...

Reading through the whole presentation the turnaround in the second half is believable but challenging (based on historical h1/h2 splits), impossible if things don't change with regard to liquidations. They are seeing improvement in H2 already so that's encouraging.
The 30 days+ is up from 3.0% to 3.7% which is significant but not disasterous.

The only bright spot i can find is that the price they are paying for debt is the lowest in 3 years which appears to be the opposite to it's competitors from what i've heard. So their relationships & reputation with the debt holders is imo it's biggest asset with regard to long term success.

Only time will tell whether this is a blip or a precursor to a profit downgrade in another 3 months time.

The fall tomorrow will depend on how well they are on selling the story in the conference call. First thing it will tank i'm certain of that but should hopefully recover later in the morning.