Really! Hardly matches 1HFY15 and certainly doesn't match the rehetoric as spoken at the AGM by Directors. Hasn't closed the gap on CCP or PNC which was the target as expressed by one of the now exited directors. I said it at the time, Rivas reminds me of an old time motivator with the rah-rah. As I see it, nothing has changed. Disappointing and I'll fess up, I actually believed the schlock!