Ann: Crowd Media Undertakes Refinancing of Debt Facility, page-8

It's easy to make mistakes on the share market.

I've made enough mistakes that now the majority of my money goes into funds and the play money goes into shares that I think will do well.

I must have owned 10+ shares that seemed to be good but then failed for a variety of reasons. And lots more that went well. I still own CM8 - they're so close to being debt free that it seems like a challenge to not make it work...

The funds:
EX20 - The ASX200, excluding the top 20, so ASX200 with less banks exposure.
Russell High Dividend Australian Shares - Diversified, though with a lot of exposure to banks.
Vanguard FTSE Asia ex Japan - For a fair amount of Chian exposure, since the Chinese markets are down so much in the last year.