Holidays are over! Welcome to 2019 members.

Members, the post numbers have started to climb back to normal numbers or higher with the school holidays over, all the fireworks and fun of festive seasons over, and the working year seems to have resumed with a bang this week.

It's worth a timely reminder that our moderators can't tolerate threads being taken off the track with bad behaviour, or anti social behaviour.
If you can't get on without flaming or insulting other members, please take that as a sign that you shouldn't be posting what you're trying to.

To assist the mods in keeping the discussion forum civil and with quality debate, I ask that 2019 be the year where you all try to post with maximum quality and minimum nastiness. 
Take care out there, but be aware that with well over 10,000 posts on many days, the team will be clamping down on any poor forum behaviour or mean spiritedness.

Hope you all make sensible decisions with your investments this year, and that the two way debate of positives and well phrased negatives on HotCopper assists this.