IPO - Splitit Payments Ltd, page-83

It is something left of field, obviously credit card companies will love it...

but has its advantages for consumers and merchants...

If you already have a credit card and have been paying it off before the interest free period expires I don't see the issue. If you rack up debt on your CC well its your own fault sorry. But you can always balance transfer if you get into trouble.

I will spell out what I see as the main risks for the platform...

Merchant - Cashflow
Consumer - Paying off CC Bill each month before interest free period expires.
Splitit - Not continuing company growth.