Nothing wrong with the axis Jun 16, Jun 17 & today, it's how it was presented in FY 18 results presentation. They could have put an extra column in for Jun 18 but that wouldn't have been anymore 'zany' for comparative purposes.
The 'implication of greatness' is in their ability to recover old debt greater than 1 year as a % of total recoveries. If you do that the % collected of newer debt will fall! Also read the commentary, it states why the newer debt % fell.
PNC buys debt that the banks don't want to collect, if it was that easy they wouldn't sell it.
Nothing fishy with PNC, it's track record speaks for itself.
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