also, someone else referred to the importance of the income tax free thresholds. yes, this an important part that doesn't get mentioned much. if you're taking assets out because they're above the 1.6 then before buying the maserati and the yacht, invest another 300k in your own name with an objective of creating an additional revenue stream that will be tax free for the first $18k p.a.
finally, it doesn't matter whether you've got $10m or 10 bucks, you've started a good thread which me and others have learned from. i reckon overall i've gained some great ideas at different times from HC along with having to ignore plenty of idiots along the way. i've never learned anything from the people that wade in and tell others to go and see an advisor. super is so complex now that it's great to hear how others are approaching it. as long as you've got a trustworthy accountant overseeing everything then it's great to learn more.
