Its still an appealing stock from a loan book perspective, the FUM and PUM is a good sector to be in - however with the banking royal commission this is coping a lot of heat... and rightly so with the way the sector has carried on...
Add in the loan facility which @bcsiles has pointed out... and there are lots of dark clouds still over YBR and short of a take-over (for loan book) I cannot see too much SP appreciation in the near term.
That said I will continue to hold my small position.
Ann: Appendix 4C - monthly, page-4
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