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Debt facility was only put in place in December, less then 3 months ago and is set for 3 years. Obviously if the banks get nervous after all of this then they may call the debt. One has to wonder what has changed so much in the last 3 months that would suggest the companies performance and ability to fund the debt has changed. These sorts of debt facilities aren't put together with no doc loans or showing dodgy figures to the lenders. They look at audited figures. It won't be the figures but rather market sentiment that makes the banks nervous.