Maybe, but it's not standard really is it if you consider the $millions overall they fund it for all interest free. Is it all unsecured or do they even ask for some security ? Are they one group or several separate legal entities with separate accounts in case only some of their chemists go broke due to fraud maybe or incompetence or change in legislation even? Do we know how the credit is structured? Have they ever had any bad debts from any of the member chemists? Does anyone really know? I have an inquiring mind and I know some readers are not too happy asking but I keep chipping away with different questions trying to get a better overall picture.
SIG Chart, page-18
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