Ann: Investor Presentation - Half Year Results, page-4

Dividends will come when the growth slows, so I will be disappointed to see any at all this year other than a token one of say 0.5 cent. With the loan books growing at that rate they need the cash, divs = less cash = less loans = stunted profits.
When the divs do fully return I expect that they will be easily a 12% yield compared to today's prices. Of course the SP will then follow. Perhaps 50% SP gain to drive the yield back to 8%. That's my base expectation. But if they can maintain that loan book growth for a couple more years it will be even better. How long the growth will continue is the unknown, but the longer the better. The divs aren't absent now because they are unprofitable, they are absent because CCV is recovering so quickly.