Hi @abdm,
I think we can all agree that the original premise of p2p payments is that banks aren't required; however in the current environment they are. Employers need to pay wages into bank accounts, most suppliers receive FIAT currency as payment for large transactions & most loans are taken out with banks; so IvyKoin can be used when a bank is involved for more efficient payment into other currencies or crypto.
There needs to be a bridge in the gap between cross border FIAT payments & crypto to FIAT payments; IvyKoin can facilitate that.
"The capital raising firm will receive fiat, ETH and BTC payments"
My understanding of the above statement, is that you can purchase tokens with FIAT, ETH or BTC which is standard practice.
Cheers
Cuse
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