Ann: Appendix 3B, page-8

Not sure if you guys are being facetious or not... $199/mth expensive? Tell me, if you had a small business of 10 people (eg. accountants, consultancy practice, health clinic) that had IT equipment that held patients records or other data and you also had an external facing website... how much damage to your reputation and potentially how much would it cost to repair systems, if they got penetrated by a virus or malware????

How much does insurance cost for your car, house or business???? If you do not use that insurance by making a claim do you get the money back? No..

This is $2400 well invested as you are actually getting something and you are protected.