Ann: Pre-Quotation Disclosure Notice With Various Confirmations, page-20

Yes I know that. Perhaps I didn't explain clearly. Most dealer groups have minimum thresholds of acceptable ratings before they will put a fund on their approved product lists. Generally, they only accept Recommended and above. Typically they are reluctant to accept an Approved regardless of the scale. I suspect that Lonsec using the two tiered system, this will make them less comfortable, not more.

Good luck, but watch your fingers.