LOL........... Do you know how much capital would be tied up in the capital requirement of a Bank. I asked the same question when I was working with the financial services people at WOW, i.e. why not create our own bank...... Their reply was it would tie up to much money and need several hundred staff just to meet regulatory requirements......
Figured out why none of the retailers have done this yet??? They all resell as it doesn't require the capital that being one does.
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