Cheers Boom for the recommendations and viewpoints for help.
Most of my losses were made through T3s and selling before the full settlement period was reached,big mistake as many of those stocks bounced 1 or 2 days after and i could've made a profit or just brokerage was lost.
I think i have a couple of stocks now,PRA included that will help me get it back by the end of the year,Microsoft to me has the experience beyond the the top 2 companies.
365 is growing hugely & fast,im getting alerts on my OS to trial it for free.