How have I disappeared? I had made my points which still stand! I don't claim to have made great returns I have made great returns. Why would I otherwise defend a good service, makes no sense!! Sorry to disappoint but I work full time, trying to start a business and have a child to look after so don't have time to spend all week going back and forwards with strangers on a forum about the same thing. I'm down on CLH still hold, might now sell . You can bait me into replying but I probably won't as I said i'v made my points, not going to rehash. Go back if you are so interested. I wouldn't waste your time if I was you what I said is insignificant to hotcopper and your life, nothing to see here. Good luck no hard feeling to wither posters I addresses, I will stick to what is working well for me. All good.