Coppertop01 - i am in a similar situation, as yourself and Mr Delta. I am still working. Two things, i noticed from your post. i.e. Yoga and positive frame of mind. i have been doing for last 3 months(even-though, i knew about it for last 35 yrs), and things are falling in place, the way i expected. i don't know if it has anything to do with these two things. Amazing