It won't be this price forever and those get in at this low SP will do very well I believe. There's around 3 months until the Unionpay/99Wuxian POS system goes live and meaning more income for NNW that could dwaf what we've seen previously. 700m+ active (and growing) smartphone users in China will begin to start using the new POS payment system in stores via their smartphone. It could potentially phase out physically credit cards in the long term. check our Samsung's example video of what they have created.