Agree with Danny3 in regards to bank-in-a-box solution. If you are in this stock it should be for this not the wealth management side.
Beware of the company's self marketing of their COIN solution as reality will typically fall well short of the hype. There is a much larger player in Wealth Management who has a majority of the top 100 dealer groups tied up and COIN is a distant #2 with a negative trend.