why so cheap?, page-9

"You are neither right nor wrong because the crowd disagrees with you. You are right because your data and reasoning are right."
- Ben Graham.

I think this is a buy. Risk is in the non-reneogotiation of debt next year, and potential non-resigning of doctors.

But this downside to the company already factored in. All the doctors are shareholders,so there is strong alignment of interests.

Also strong growth prospects in this industry. Still call this a $1.30-$1.50 stock over 12-18 months. Might drift lower in the short term.

FG