Ann: Earnings and guidance update, page-119

I'm saying that a lot less prospects and clients will be talking to financial planners. For a start two-thirds (or a large number) of super accounts are about to disappear apparently, and this is two thirds of the planners cut out of the action already based on no hawking. There will be far less talk time IMO.

Certainly you are right that financial planners will be able to talk about Annuities. But if you phone an industry super fund or el cheapo default super fund and pay a default $300 fee or whatever for advice, it will be less likely that the adviser will be motivated to shift a client to something new and different, even if it really does suit the client. They will on balance see their job as to maintain inertia as much as possible I expect.