Both Wisr and standard brick and mortar lenders are free to go thru the motions on. As a suggestion I’d recommend going through both channels to apply for a loan (free unless you actually take one out)
When I done this before buying stock I found Wisr to be a much easier process. The interest rate offered was also lower than my bank as they customise the lending rate based on their algorithms perception of risk.
Cheapest Neolender, page-7
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