Ann: Important notice to unitholders, page-6

She's the youngest of our three but yes the smartest.
She bought the book "Bogle on Mutual Funds" (John Bogle founder of the Vanguard
Group) read it cover to cover then made her very own decision to invest.
(My own background was in finance but heck that book was much too dry for me
other than merely scan through it).

NB-I see the share price of VAS has since recovered so guess she's only marginally
down.

Good luck with your own investment.