Ann: Change in substantial holding from FOR, page-6

The one advantage of being a small investor is that you can have patience without the pressures of having to continually prove yourself like fund managers have to. I continually watch my impatient friends suffer unnecessary losses because they don't comprehend this. If you have decided that an investment is worth making have the guts to see it out. There may be times when it is obvious that because of unseeables it may be prudent to liquidate, however, these should be few if you have done proper research.