brumbypat - with respect to the dividend - the 3.5c fully franked is equivalent to 5c unfranked (3.5/(1-tax rate) - so it is lower than the 6c unfranked last year.
You are completely right on complex - just watched the video - I think I may have to watch it a few times to fully understand - obviously was done in many stages as the camera and background angle kept changing...and distracting me.
Ann: FY17 Half Year Investor Presentation, page-12
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